Public and employers liability insurance for companies, employers and their staff

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Liability

Business owners or employers have a legal responsibility towards their employees, customers and the public for which they must at least have up-to-date and adequate liability insurance. This type of insurance has become more specialised and typically more expensive in recent years and so it is well worth seeking some professional advice.

Our advisers spend a lot of time arranging this kind of business insurance for a range of industries and business types including sole traders and multi-national companies. Different insurers and Lloyds offer a selection of liability policies, each with their own levels of cover and exclusion clauses. It is very likely that one of these will suit your business and will give you the cover you need at a competitive price.

Typical Liability insurance policies include:

Employers' Liability
To provide cover for bodily injury to employees arising out of their work whilst engaged in their business activities

Public Liability
Cover for the insured’s legal liability in the event of bodily injury to any third party person and/or damage to third party property.

Product Liability
To provide cover in the event of accidental bodily injury to any person and damage to any property occurring caused by the product supplied by the insured.

We arrange liability insurance for most types of business and of any size and can offer you a policy to fit your needs at a competitive premium. You can call for free advice and premium quotations.

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